About nidhi
nidhi is the name on this writing, and the project it belongs to. One person started it, the name stuck, and it is who you are reading when you read the blog.
Who is writing
Every post on this site is written and edited under one name: nidhi. The project began because one person could not find a finance tool that handled an ordinary life with money in more than one currency, debts in another, and a future that crossed borders. The writing comes from that same place: the questions a real person actually has to answer, explained the way they wished someone had explained them.
Why you can trust it
The authority here is practitioner and research-led, not a wall of letters after a name. nidhi builds the tools that the posts describe, which means the writing is grounded in working through the numbers, not in repeating talking points. Where a post makes a claim, it points to the source: the books, reference pages, and primary material listed on each article under "referential reading."
What this is not: licensed financial advice. nidhi explains how money works so you can make your own decisions. It does not tell you which fund to buy, and it never will. For decisions that turn on your specific tax residency, legal situation, or risk tolerance, a qualified professional is the right call. That boundary is deliberate, and it is the same one stated in the footer of every page.
How posts are made
Each article starts from a concrete question, gets worked through with real numbers and worked examples, and is checked against cited references before it goes out. The full process, sourcing standards, and how corrections are handled live on the editorial policy page.
What nidhi knows about
The writing concentrates on net worth and how to measure it, managing money across currencies, cash flow and saving, debt, and the path to financial independence. If you want the worldview behind all of it, read our beliefs.
Questions, corrections, or just want to say hello?