Browse by topic
Every topic on the learning path, with a lesson count for each. Pick one to read every lesson in that area.
- Fundamentals20 lessons
Core personal finance concepts every adult should know: assets, liabilities, cash flow, compound interest, and more. Free financial literacy from nidhi.
- Investing19 lessons
Learn to invest: asset classes, risk, compound interest, and when to start. Beginner-friendly investing guides for personal finance literacy.
- Planning18 lessons
How to turn financial knowledge into a plan: accounts, taxes, rebalancing, goals, and what to track. Practical financial planning guides from nidhi.
- Building16 lessons
The second level of the nidhi learning path: risk, investing, taxes, financial independence, loans, and goals. Guides for putting the basics to work.
- Discovery16 lessons
The first level of the nidhi learning path: net worth, assets, debt, cash flow, budgeting, and saving. Beginner guides meant to be read in order.
- Psychology10 lessons
Why knowing the right money move is not the same as making it: loss aversion, mental accounting, present bias, herd behaviour. Behavioural finance, explained.
- Risk9 lessons
Risk isn't danger, it's uncertainty. Learn the difference between volatility and permanent loss, and how time transforms risk.
- Saving9 lessons
How to save effectively: emergency funds, savings rates, and when saving beats investing. Personal finance literacy guides from nidhi.
- Goals6 lessons
How to set concrete financial goals and know if you are on track: target amounts, health metrics, and a simple dashboard. Planning guides from nidhi.
- Optimizing6 lessons
The fourth level of the nidhi learning path: projections, cash management, refinancing, fees, and tax efficiency. Guides for tuning a plan that already works.
- Debt5 lessons
How debt works, why interest rates matter, and proven strategies to get out of debt. Practical personal finance literacy from nidhi.
- Fire3 lessons
What financial independence means, how the FIRE number and safe withdrawal rates work, and what passive income really takes. Honest guides from nidhi.
- Currency2 lessons
Managing money across currencies: exchange rates, purchasing power, and currency risk when your finances cross borders. Guides for a cross-border life.
- Taxes2 lessons
How taxes shape every financial decision, and where tax-advantaged accounts fit. Educational guides with a country-by-country reference table.
- Inclusive Finances1 lesson
Financial planning for households the standard advice skips: unmarried couples, solo agers, gig workers, disability, cross-border families. No prerequisite.
- Real Estate1 lesson
Real estate beyond owning a home: returns, leverage, illiquidity, and the rent-versus-buy math. Personal finance literacy from nidhi.